REVOLINSURANCE
Maryland

See what you should be paying for car insurance.

Sixty seconds, 10 carriers, and no call-center pile-on. Then Amy turns the lowest estimate into a real, bindable quote.

  • No account, no spam
  • Your information is not sold as a lead
  • Free. Carriers pay us, not you
Amy KalbRealtor , Insurance Producer

What are we pricing?

About 60 sec
  • No Social Security or license number needed
  • Estimate first, contact details last
Carriers Amy is appointed withAvailability varies by state and coverage.
Chubb
GEICO
AAA
The Hartford
Liberty Mutual
National General
Progressive
Safeco Insurance
Travelers
Universal Property & Casualty
The part cheap policies skip

What better limits cost, and what they pay when it counts.

Pick what happened. See what each level of coverage pays, and what lands on you.

If you caused this
$180,000 in injuries, plus $28,000 in property damage.
Maryland minimum
30/60/15
$937/yr · about $78/mo
Insurance pays$45,000
You owe$163,000

Legal to drive. Nothing for your own car.

What most drivers carry
100/300/100
$1,616/yr · about $135/mo
Insurance pays$128,000
You owe$80,000

Plus comprehensive and collision.

Where homeowners should start
250/500/100
$2,149/yr · about $179/mo
Insurance pays$208,000
You owe$0

Pairs with an umbrella policy.

Going from the minimum to 100/300/100 costs about $57 a month here. Anything above your limits can come after your savings, your wages and your home.

Illustrative premiums for one vehicle and a driver with continuous insurance. Limits are per person / per accident bodily injury / property damage, in thousands.

Estimate → real quote1 agent
How it works

Comparison-site speed, without the comparison-site phone calls.

  1. Answer a few questionsZIP, drivers, vehicles, the house. No names, license numbers or VINs, just what moves a premium.
  2. See your range across 10 carriersEvery carrier prices the same person differently. You see the spread, and whether bundling or splitting carriers comes out ahead.
  3. Amy makes it realRuns your full details with the lowest carriers and calls or emails you a bindable quote. Nobody else gets your number.
Why an independent agency

Same side-by-side comparison. Very different day after.

National comparison sites are great at the first 60 seconds. What happens to your phone number next is where they differ.

Carriers compared

REVOL: 10 appointed carriers, priced locally
Comparison sites: Many, through partner networksSingle-company agent: One company only

Who contacts you

REVOL: Amy, and only Amy
Comparison sites: Often several partner agents or carriersSingle-company agent: That company’s agent

Your contact information

REVOL: Stays with REVOL, never sold
Comparison sites: Commonly shared with partnersSingle-company agent: Stays with that company

Rate jumps at renewal

REVOL: We re-shop it across carriers
Comparison sites: You start overSingle-company agent: Nowhere else to move you

At claim time

REVOL: Your agent goes to bat with the carrier
Comparison sites: You call the carrier yourselfSingle-company agent: Agent can help

Buying a home

REVOL: Binder sent to your lender and title
Comparison sites: On youSingle-company agent: Varies

Cost to you

REVOL: $0
Comparison sites: $0Single-company agent: $0
FeatureREVOL InsuranceOnline comparison sitesSingle-company agent
Carriers compared10 appointed carriers, priced locallyMany, through partner networksOne company only
Who contacts youAmy, and only AmyOften several partner agents or carriersThat company’s agent
Your contact informationStays with REVOL, never soldCommonly shared with partnersStays with that company
Rate jumps at renewalWe re-shop it across carriersYou start overNowhere else to move you
At claim timeYour agent goes to bat with the carrierYou call the carrier yourselfAgent can help
Buying a homeBinder sent to your lender and titleOn youVaries
Cost to you$0$0$0
What moves your rate

Your premium is a multiplication problem. Here is the worksheet.

Carriers start with a base rate, then multiply by a factor for each thing they know about you. Change an input and watch the math move. It is the same engine behind the rate check.

Auto rating worksheetFactor
Base rateper vehicle, 6 months$640
×Territory · ZIP 210xx×1.42
×Driver age 30–39×1.06
×Coverage: Standard×1.00
×Newest vehicle 3–5 yrs old×1.06
×Clean record×0.86
×Insured 3+ yrs×0.92
×Term6 months → annual×2
Estimated annual premium$1,616 / yr

Illustrative factors modeled on how filed personal-lines rating manuals are structured. Your real premium depends on underwriting and each carrier's own filed rates.

Amy Kalb
Your agent

Amy Kalb

Realtor , Insurance Producer · Licensed in Maryland

More about Amy →
Questions

Straight answers before you share a phone number.

Rather just talk to someone?443-790-2603Monday to Friday, 9 to 6
Is the rate check a real quote?

No. It is an estimated range built from typical rating factors, so you can see the landscape before talking to anyone. Amy then confirms real, bindable prices with each carrier using your full driving, claims and property details.

Will ten agents call me after I enter my number?

No. Your information goes to Amy. It is not sold to a lead marketplace.

What limits should I carry?

Enough to protect what you own. 100/300/100 is what most drivers carry. If you own a home or have savings, start at 250/500/100 and consider an umbrella policy on top.

What are the minimums here?

Per person / per accident / property damage, in thousands: Maryland 30/60/15. Minimum limits also leave your own car uncovered unless you add comprehensive and collision.

Does a lapse in coverage really matter?

Yes. Going without insurance, even briefly, is one of the most expensive things on an auto policy. If you are between cars, ask about a non-owner policy to keep your history going.

Do I cancel my current policy first?

No. Never cancel until the new policy is in force. Amy lines the start date up with your current policy so there is no gap.

Ready when you are

Sixty seconds to see if you are overpaying.

Start with your ZIP. You will see a range across 10 carriers before we ask for a single piece of contact information.

Start with your ZIP

About 60 sec
  • No Social Security or license number needed
  • Estimate first, contact details last